Ovrhe mnogim ljudima uzrokuju probleme u profesionalnom i privatnom \u017eivotu. One zna\u010de veliku komplikaciju pri povratku u “normalan” \u017eivot. Izmjena Zakona o ste\u010daju i restrukturiranju, koja reguli\u0161e razdu\u017eivanje fizi\u010dkih lica, pomo\u0107i \u0107e im da prebrode svoju te\u0161ku \u017eivotnu situaciju.<\/p>\n\n\n\n
Me\u0111u uobi\u010dajenim razlozima za progla\u0161enje li\u010dnog bankrota je upadanje u spiralu dugova iz kojih se ne mo\u017eete izvu\u0107i. Nakon zakonske izmjene Zakona br. 7\/2005 o ste\u010daju i restrukturiranju od 1. me\u0111utim, u martu 2017. li\u010dni bankrot je postao mnogo pristupa\u010dnija opcija i za \u0161iru javnost. <\/p>\n\n
Li\u010dni bankrot se odnosi na zakonski regulisan i kontrolisan proces tokom kojeg svako lice mo\u017ee da se oslobodi svojih dugova. \u010cak i bez potrebe za imovinom ili prihodima. Ako du\u017enik ima imovinu, mora o\u010dekivati da \u0107e ta imovina (pokretna i nepokretna) biti unov\u010dena. Monetizacija imovine \u0107e se tada koristiti za otplatu njenih obaveza. Za ovaj \u010din su jasno definisani uslovi koje takvo lice mora ispuniti da bi se podvrglo ovom obliku otpisa duga. <\/p>\n\n
\u201cAko ste\u010daj u\u010dinimo dostupnim ljudima, oni se ne\u0107e suo\u010diti s tolikim ovrhama. Mogu\u0107nost rje\u0161avanja dugova bi\u0107e mogu\u0107a kroz ste\u010daj, s tim \u0161to \u0107e se povjerilac namiriti prodajom imovine. Istovremeno, zajmoprimac \u0107e biti za\u0161ti\u0107en od gubitka stambenog prostora. Druga opcija je plan na rate.”<\/p>
– biv\u0161a ministrica pravde Lucia \u017dit\u0148ansk\u00e1 <\/p><\/blockquote>\n\n
Obratite pa\u017enju na uslove<\/h2>\n\n
Fizi\u010dko lice ima pravo da tra\u017ei otpis duga samo ako se protiv njega vodi izvr\u0161ni ili sli\u010dan izvr\u0161ni postupak. Du\u017enik se smatra nesolventnim ako nije u mogu\u0107nosti da plati najmanje jednu nov\u010danu obavezu 180 dana nakon dospije\u0107a. Nakon toga, du\u017ean je da ovaj avans vrati Centru za pravnu pomo\u0107 u mjese\u010dnim ratama u roku od 3 godine od njegovog davanja. Istovremeno, on mora imati svoj Centar glavnih interesa na teritoriji Republike Slova\u010dke, \u0161to mo\u017ee dokazati relevantnim dokazima. Dakle, mora imati prebivali\u0161te, porodicu, veze, imovinske, ekonomske i dru\u0161tvene veze. <\/p>\n\n
\u201eDu\u017enik \u0107e dobiti ve\u0107i stepen za\u0161tite, a izvr\u0161itelj \u0107e imati ve\u0107u odgovornost za izvr\u0161enje. Istovremeno, osloba\u0111amo sudove od dnevnog reda izvr\u0161enja, \u0161to \u0107e doprinijeti boljem pristupu pravdi op\u0107enito. Izmjenama zakona o ste\u010daju dajemo pristupa\u010dniju opciju otpisa duga onima koji su se svojom krivnjom ili iz drugih razloga na\u0161li u du\u017eni\u010dkoj zamci i ne mogu sami iza\u0107i iz nje. Dr\u017eava \u0107e pomo\u0107i siroma\u0161nima oko tro\u0161kova otpisa duga. Tako\u0111er zna\u010dajno pove\u0107avamo za\u0161titu od potpunog gubitka stambenog prostora za zajmoprimce.”<\/p>
– biv\u0161a ministrica pravde Lucia \u017dit\u0148ansk\u00e1<\/p><\/blockquote>\n\n
Cilj li\u010dnog bankrota je da se rije\u0161ite svojih dugova. Prema prijedlogu, du\u017enik \u0107e mo\u0107i da se rije\u0161i svojih dugova, tzv bankrota. On \u0107e imovinu predati na monetizaciju, a onda bi sud trebao imati rok do 15. dana za odlu\u010divanje o progla\u0161enju ste\u010daja. Ovim danom du\u017enik se osloba\u0111a dugova i nad njim prestaje da se vodi izvr\u0161ni postupak. Potra\u017eivanja postaju nenaplativa i ne mogu se pokretati nova. Zajmoprimac mo\u017ee postepeno po\u010deti da vodi normalan \u017eivot. Otvorite bankovni ra\u010dun, radite bez straha da \u0107e na poslu biti napravljeni odbici. <\/p>\n","protected":false},"excerpt":{"rendered":"
Ovrhe mnogim ljudima uzrokuju probleme u profesionalnom i privatnom \u017eivotu. One zna\u010de veliku komplikaciju pri povratku u “normalan” \u017eivot. Izmjena Zakona o ste\u010daju i restrukturiranju, koja reguli\u0161e razdu\u017eivanje fizi\u010dkih lica, pomo\u0107i \u0107e im da prebrode svoju te\u0161ku \u017eivotnu situaciju.<\/p>\n","protected":false},"author":9,"featured_media":34052,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[393,416],"tags":[],"acf":{"facebookpost":"","popis_socialneho_obrazku":""},"yoast_head":"\n
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