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\u0928\u0940\u091a\u0947 \u0927\u0915\u0947\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u091c\u0948\u0938\u0947-\u091c\u0948\u0938\u0947 \u0905\u0927\u093f\u0915 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0932\u094b\u0917 \u0917\u0941\u091c\u093e\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0902\u0918\u0930\u094d\u0937 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0917\u0930\u0940\u092c\u0940 \u0915\u093e \u0916\u0924\u0930\u093e \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092c\u0922\u093c\u0924\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u094b \u0917\u0930\u0940\u092c\u0940 \u092e\u0947\u0902 \u0927\u0915\u0947\u0932\u0928\u0947 \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0907\u0938 \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0947 \u0926\u0942\u0930\u0917\u093e\u092e\u0940 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u092a\u0930\u093f\u0923\u093e\u092e \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u094d\u0930\u0923\u093e\u0932\u093f\u092f\u094b\u0902 \u092a\u0930 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092c\u094b\u091d \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n<h2 class=\"wp-block-heading\">\u0938\u094d\u0925\u093f\u0924\u093f \u0915\u093f\u0924\u0928\u0940 \u0916\u093c\u0930\u093e\u092c \u0939\u0948?<\/h2>\n\n<p>\u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0917\u094d\u0930\u093e\u092b\u093c \u092e\u0947\u0902, \u0939\u092e \u092a\u093f\u091b\u0932\u0947 \u0924\u0940\u0928 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0908\u0938\u0940\u092c\u0940 ( <em>\u092f\u0942\u0930\u094b\u092a\u0940\u092f \u0938\u0947\u0902\u091f\u094d\u0930\u0932 \u092c\u0948\u0902\u0915<\/em> ) \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0926\u0947\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u0941\u091b \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0936\u093e\u092f\u0926 \u0907\u0924\u0928\u093e \u092d\u092f\u093e\u0928\u0915 \u0928 \u0932\u0917\u0947\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 \u091c\u092c \u0939\u092e \u0938\u092c \u0915\u0941\u091b \u090f\u0915 \u0938\u093e\u0925 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u091a\u094c\u0902\u0915\u093e \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n<figure class=\"wp-block-table aligncenter is-style-regular\"><table><tbody><tr><td class=\"has-text-align-right\" data-align=\"right\">\u0926\u0947\u0936<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u092e\u0908 2020 \u0938\u0947 \u092e\u0908 2023 \u0924\u0915 \u0908\u0938\u0940\u092c\u0940 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902<\/td><td>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0926\u0930<\/td><td>\u0905\u0927\u093f\u0915\u0924\u092e \u0926\u0930<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1847\" class=\"lazyload wp-image-201045\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-scaled.jpeg\" alt=\"&#x90F;&#x938;&#x915;&#x947; &#x91D;&#x902;&#x921;&#x93E;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271847%27%20viewBox%3D%270%200%202780%201847%27%3E%3Crect%20width%3D%272780%27%20height%3D%271847%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-200x133.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-300x199.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-400x266.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-600x399.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-768x510.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-800x532.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-1024x680.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-1200x797.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-1536x1021.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1177\" height=\"269\" class=\"lazyload wp-image-201214\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest.png\" alt=\"&#x90F;&#x938;&#x915;&#x947; &#x91A;&#x93E;&#x930;&#x94D;&#x92E;&#x94D;&#x938;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271177%27%20height%3D%27269%27%20viewBox%3D%270%200%201177%20269%27%3E%3Crect%20width%3D%271177%27%20height%3D%27269%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-200x46.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-300x69.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-400x91.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-600x137.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-768x176.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-800x183.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-1024x234.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest.png 1177w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1177px) 100vw, 1177px\" \/><\/td><td>-0,52%<\/td><td>3,66%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1853\" class=\"lazyload wp-image-201073\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-scaled.jpeg\" alt=\"&#x938;&#x940;&#x91C;&#x947;&#x921; &#x91D;&#x902;&#x921;&#x93E;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271853%27%20viewBox%3D%270%200%202780%201853%27%3E%3Crect%20width%3D%272780%27%20height%3D%271853%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-200x133.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-300x200.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-400x267.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-600x400.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-768x512.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-800x533.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-1024x683.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-1200x800.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-1536x1024.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1160\" height=\"235\" class=\"lazyload wp-image-201298\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES.png\" alt=\"&#x938;&#x940;&#x91C;&#x93C;&#x94D;&#x930;&#x947;&#x91F;&#x94D;&#x938;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271160%27%20height%3D%27235%27%20viewBox%3D%270%200%201160%20235%27%3E%3Crect%20width%3D%271160%27%20height%3D%27235%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-200x41.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-300x61.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-400x81.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-600x122.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-768x156.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-800x162.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-1024x207.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES.png 1160w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1160px) 100vw, 1160px\" \/><\/td><td>0,86%<\/td><td>5,11%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1668\" class=\"lazyload wp-image-201101\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-scaled.jpeg\" alt=\"&#x939;&#x942; &#x91D;&#x902;&#x921;&#x93E;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271668%27%20viewBox%3D%270%200%202780%201668%27%3E%3Crect%20width%3D%272780%27%20height%3D%271668%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-200x120.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-300x180.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-400x240.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-600x360.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-768x461.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-800x480.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-1024x615.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-1200x720.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-1536x922.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1163\" height=\"254\" class=\"lazyload wp-image-201270\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1.png\" alt=\"&#x939;&#x941;&#x930;&#x947;&#x91F;&#x94D;&#x938;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271163%27%20height%3D%27254%27%20viewBox%3D%270%200%201163%20254%27%3E%3Crect%20width%3D%271163%27%20height%3D%27254%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-200x44.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-300x66.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-400x87.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-600x131.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-768x168.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-800x175.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-1024x224.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1.png 1163w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1163px) 100vw, 1163px\" \/><\/td><td>1,99%<\/td><td>10,25%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1853\" class=\"lazyload wp-image-201130\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-scaled.jpeg\" alt=\"&#x906;&#x930;&#x913; &#x91D;&#x902;&#x921;&#x93E;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271853%27%20viewBox%3D%270%200%202780%201853%27%3E%3Crect%20width%3D%272780%27%20height%3D%271853%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-200x133.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-300x200.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-400x267.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-600x400.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-768x512.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-800x533.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-1024x683.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-1200x800.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-1536x1024.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1158\" height=\"274\" class=\"lazyload wp-image-201326\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates.png\" alt=\"&#x930;&#x94B;&#x930;&#x947;&#x91F;&#x94D;&#x938;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271158%27%20height%3D%27274%27%20viewBox%3D%270%200%201158%20274%27%3E%3Crect%20width%3D%271158%27%20height%3D%27274%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-200x47.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-300x71.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-400x95.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-600x142.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-768x182.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-800x189.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-1024x242.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates.png 1158w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1158px) 100vw, 1158px\" \/><\/td><td>2,65%<\/td><td>9,26%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1807\" class=\"lazyload wp-image-201158\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-scaled.jpeg\" alt=\"&#x92C;&#x940;&#x91C;&#x940; &#x91D;&#x902;&#x921;&#x93E;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271807%27%20viewBox%3D%270%200%202780%201807%27%3E%3Crect%20width%3D%272780%27%20height%3D%271807%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-200x130.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-300x195.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-400x260.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-600x390.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-768x499.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-800x520.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-1024x665.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-1200x780.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-1536x998.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1160\" height=\"242\" class=\"lazyload wp-image-201382\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1.png\" alt=\"&#x92C;&#x940;&#x917;&#x94D;&#x930;&#x947;&#x91F;&#x94D;&#x938;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271160%27%20height%3D%27242%27%20viewBox%3D%270%200%201160%20242%27%3E%3Crect%20width%3D%271160%27%20height%3D%27242%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-200x42.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-300x63.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-400x83.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-600x125.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-768x160.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-800x167.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-1024x214.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1.png 1160w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1160px) 100vw, 1160px\" \/><\/td><td>0,14%<\/td><td>4,21%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1668\" class=\"lazyload wp-image-201186\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-scaled.jpeg\" alt=\"&#x90F;&#x932;&#x91F;&#x940; &#x91D;&#x902;&#x921;&#x93E;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271668%27%20viewBox%3D%270%200%202780%201668%27%3E%3Crect%20width%3D%272780%27%20height%3D%271668%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-200x120.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-300x180.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-400x240.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-600x360.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-768x461.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-800x480.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-1024x614.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-1200x720.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-1536x922.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1167\" height=\"248\" class=\"lazyload wp-image-201467\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1.png\" alt=\"&#x90F;&#x932;&#x91F;&#x94D;&#x930;&#x947;&#x91F;&#x94D;&#x938;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271167%27%20height%3D%27248%27%20viewBox%3D%270%200%201167%20248%27%3E%3Crect%20width%3D%271167%27%20height%3D%27248%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-200x43.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-300x64.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-400x85.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-600x128.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-768x163.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-800x170.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-1024x218.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1.png 1167w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1167px) 100vw, 1167px\" \/><\/td><td>0,16%<\/td><td>2,88%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p>\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u091a\u0947\u0915 \u0917\u0923\u0930\u093e\u091c\u094d\u092f \u0915\u094b \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0932\u0917\u092d\u0917 \u0924\u0940\u0928 \u0938\u093e\u0932 \u092a\u0939\u0932\u0947 \u0935\u0939\u093e\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 <strong>0.86%<\/strong> \u0925\u0940. \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0915\u094b 30 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u20ac100,000 \u0915\u093e \u092c\u0902\u0927\u0915 \u0932\u0947\u0928\u093e \u0939\u094b, \u0924\u094b \u0909\u0938\u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0932\u0917\u092d\u0917 \u20ac <strong>315<\/strong> \u0939\u094b\u0917\u093e\u0964 \u091a\u0942\u0902\u0915\u093f \u0935\u0939\u093e\u0902 \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u0935\u0947\u0924\u0928 \u0932\u0917\u092d\u0917 678 \u092f\u0942\u0930\u094b \u0939\u0948, \u0932\u0917\u092d\u0917 \u0939\u0930 \u092a\u0930\u093f\u0935\u093e\u0930 \u091c\u093f\u0938\u092e\u0947\u0902 \u0926\u094b \u0932\u094b\u0917 \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u092c\u0902\u0927\u0915 \u0915\u093e \u0916\u0930\u094d\u091a \u0935\u0939\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0909\u091a\u094d\u091a\u0924\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930, \u0909\u0938\u0940 \u092c\u0902\u0927\u0915 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0915\u092e \u0938\u0947 \u0915\u092e \u20ac <strong>543<\/strong> \u0939\u094b\u0917\u0940\u0964 \u091c\u094b <strong>70%<\/strong> \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u0948 &#8211; \u0909\u0927\u093e\u0930 \u0932\u0940 \u0917\u0908 \u0938\u092e\u093e\u0928 \u0930\u093e\u0936\u093f \u0915\u0947 \u0932\u093f\u090f! \u0939\u0902\u0917\u0930\u0940 \u092e\u0947\u0902 \u0924\u094b \u0939\u093e\u0932\u093e\u0924 \u0914\u0930 \u092d\u0940 \u0916\u093c\u0930\u093e\u092c \u0939\u0948\u0902. \u092f\u0926\u093f \u0906\u092a\u0928\u0947 \u0935\u0939\u093e\u0902 \u0907\u0924\u0928\u0940 \u0939\u0940 \u0930\u093e\u0936\u093f \u0909\u0927\u093e\u0930 \u0932\u0940 \u0939\u0948, \u0924\u094b \u0906\u092a\u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0932\u0917\u092d\u0917 \u20ac <strong>896<\/strong> \u0939\u094b\u0917\u093e\u0964<\/p>\n\n<h2 class=\"wp-block-heading\">\u0932\u094b\u0917 \u0907\u0938 \u0938\u092e\u0938\u094d\u092f\u093e \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0915\u0948\u0938\u0947 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902?<\/h2>\n\n<p>\u091c\u092c \u0924\u0915 \u0906\u092a \u0915\u0930\u094b\u0921\u093c\u092a\u0924\u093f \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u092e\u0947\u0902 \u20ac200 \u0938\u0947 \u20ac600 \u091c\u094b\u0921\u093c\u0928\u0947 \u0938\u0947 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u092b\u0930\u094d\u0915 \u092a\u0921\u093c\u0947\u0917\u093e\u0964 \u0915\u0941\u091b \u0932\u094b\u0917 \u0936\u093e\u092f\u0926 \u091a\u0941\u0915\u093e\u0928\u0947 \u092e\u0947\u0902 \u092d\u0940 \u0938\u0915\u094d\u0937\u092e \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947\u0964 \u0939\u092e \u0907\u0938\u0947 \u0915\u0948\u0938\u0947 \u0939\u0932 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902?<\/p>\n\n<ol>\n<li><strong>\u0915\u092e \u0916\u0930\u094d\u091a \u0915\u0930\u0947\u0902<\/strong> : \u0905\u092a\u0928\u0947 \u092c\u091c\u091f \u092a\u0930 \u092c\u093e\u0930\u0940\u0915\u0940 \u0938\u0947 \u0928\u091c\u0930 \u0921\u093e\u0932\u0947\u0902 \u0914\u0930 \u0909\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930\u0947\u0902 \u091c\u0939\u093e\u0902 \u0906\u092a \u0916\u0930\u094d\u091a \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u0935\u0936\u094d\u092f\u0915 \u091a\u0940\u091c\u093c\u094b\u0902 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0915\u0947, \u0906\u092a \u092c\u0922\u093c\u0947 \u0939\u0941\u090f \u092c\u0902\u0927\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 \u0927\u0928\u0930\u093e\u0936\u093f \u092e\u0941\u0915\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092e\u0940\u0921\u093f\u092f\u093e, \u092d\u094b\u091c\u0928, \u092e\u0928\u094b\u0930\u0902\u091c\u0928 \u0914\u0930 \u0905\u0928\u094d\u092f \u0917\u0948\u0930-\u0906\u0935\u0936\u094d\u092f\u0915 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u092a\u0930 \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0924\u0930\u0940\u0915\u094b\u0902 \u0915\u0940 \u0924\u0932\u093e\u0936 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u0947 \u0915\u092e \u0915\u0930\u0947\u0902<\/strong> : \u092f\u0926\u093f \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0916\u0930\u0940\u0926\u0940 \u0917\u0908 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0905\u092a\u0947\u0915\u094d\u0937\u093e\u0915\u0943\u0924 \u092c\u0921\u093c\u0940 \u0914\u0930 \u0905\u091a\u094d\u091b\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0939\u0948, \u0924\u094b \u0906\u092a \u0907\u0938\u0947 \u0915\u093f\u0930\u093e\u090f \u092a\u0930 \u0926\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0938\u093e\u0925 \u0939\u0940 \u0906\u092a \u0930\u0939\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u0938\u094d\u0924\u0940 \u091c\u0917\u0939 \u0915\u093f\u0930\u093e\u090f \u092a\u0930 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u092f\u0939 \u0924\u092d\u0940 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u092c \u0926\u094b\u0928\u094b\u0902 \u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0940 \u0915\u093f\u0930\u093e\u092f\u0947 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0915\u0947 \u092c\u0940\u091a \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0905\u0902\u0924\u0930 \u0939\u094b\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e\u094b\u0902 \u0915\u0940 \u0924\u0932\u093e\u0936 \u0915\u0930\u0947\u0902<\/strong> : \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902, \u0915\u092d\u0940-\u0915\u092d\u0940 \u0910\u0938\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0940 \u092e\u0926\u0926 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0930\u0915\u093e\u0930\u0940 \u0928\u0940\u0924\u093f\u092f\u093e\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902 \u091c\u094b \u0905\u092c \u0905\u092a\u0928\u0947 \u090b\u0923 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0947 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0920\u093f\u0928\u093e\u0908 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u093e\u0939\u0924 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u092f\u093e \u092c\u0902\u0927\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ol>\n\n<h2 class=\"wp-block-heading\">\u0915\u094d\u092f\u093e \u0915\u094b\u0908 \u092c\u0947\u0939\u0924\u0930 \u0924\u0930\u0940\u0915\u093e \u0939\u0948?<\/h2>\n\n<p>\u092d\u0932\u0947 \u0939\u0940 \u0906\u092a\u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u0916\u0930\u094d\u091a \u0906\u0938\u092e\u093e\u0928 \u091b\u0942 \u0930\u0939\u093e \u0939\u094b, \u092b\u093f\u0930 \u092d\u0940 \u0906\u092a\u0915\u0940 \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940 \u0915\u094b \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0915\u093e \u090f\u0915 \u0924\u0930\u0940\u0915\u093e \u092e\u094c\u091c\u0942\u0926 \u0939\u0948\u0964 \u092f\u0926\u093f \u0906\u092a <strong>\u0905\u0927\u093f\u0915 \u0915\u092e\u093e\u0924\u0947 \u0939\u0948\u0902<\/strong> \u0924\u094b \u092f\u0939 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0939\u0948\u0964 \u0914\u0930 \u091a\u0942\u0901\u0915\u093f \u0906\u092a \u0915\u092e \u0938\u092e\u092f \u092e\u0947\u0902 \u092c\u0947\u0939\u0924\u0930 \u0936\u093f\u0915\u094d\u0937\u093e \u092f\u093e \u092c\u0939\u0941\u0924 \u0938\u093e\u0930\u093e \u0905\u0928\u0941\u092d\u0935 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0932\u093f\u090f \u0938\u092c\u0938\u0947 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\u0915\u093f\u0930\u093e\u092f\u093e \u0928\u0939\u0940\u0902 \u0926\u0947 \u0938\u0915\u0924\u093e \u0914\u0930 \u0928\u094c\u0915\u0930\u0940 \u0922\u0942\u0902\u0922\u0928\u0947 \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u093e\u0928\u0947 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0905\u092a\u0928\u093e \u092d\u0930\u0923-\u092a\u094b\u0937\u0923 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u093e\u0964<\/p>\n\n<p>\u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 \u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u092c\u0924\u093e\u0908 \u0917\u0908 \u0938\u092d\u0940 \u091a\u0940\u091c\u0947\u0902 \u0916\u0930\u0940\u0926\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0924\u094b \u092d\u0940 <a href=\"https:\/\/atena.org\">\u090f\u091f\u0947\u0928\u093e<\/a> \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948! <strong>\u0939\u092e 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\u0924\u0940\u0928 \u0917\u0941\u0928\u093e \u0915\u092e\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0915\u0908 \u0905\u0928\u094d\u092f \u091a\u0940\u091c\u093c\u094b\u0902 \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u0915\u0940 \u0924\u0930\u0939 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092d\u0940 \u092c\u0922\u093c\u0940 \u0939\u0948\u0902\u0964 \u0906\u092a\u0915\u093e \u092c\u0902\u0927\u0915 \u0905\u092c \u0926\u094b\u0917\u0941\u0928\u093e \u092e\u0939\u0902\u0917\u093e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948. \u0914\u0930 \u092f\u0939 \u091c\u093f\u0924\u0928\u093e \u0905\u0938\u0902\u092d\u0935 \u0932\u0917\u0924\u093e \u0939\u0948, \u090f\u0915 \u0910\u0938\u093e \u0924\u0930\u0940\u0915\u093e \u0939\u0948 \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092b\u093f\u0930 \u092d\u0940 \u0905\u092a\u0928\u0940 \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940 \u092c\u0928\u093e\u090f \u0930\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n","protected":false},"author":20,"featured_media":201516,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[813],"tags":[],"acf":{"facebookpost":"\u0939\u093e\u0932 \u0915\u0940 \u0918\u091f\u0928\u093e\u0913\u0902 \u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a, \u0915\u0908 \u091a\u0940\u091c\u094b\u0902 \u0915\u0940 \u0915\u0940\u092e\u0924\u0947\u0902 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u0940 \u0939\u0948\u0902\u0964 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092d\u0940 \u092c\u0922\u093c\u0940\u0902 ???. \u0915\u0941\u091b \u0926\u0947\u0936\u094b\u0902 \u092e\u0947\u0902, \u091c\u093f\u0938 \u092c\u0902\u0927\u0915 \u0915\u0940 \u0915\u0940\u092e\u0924 \u092a\u0939\u0932\u0947 \u20ac400 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0939\u094b\u0924\u0940 \u0925\u0940 \u0905\u092c \u0909\u0938\u0915\u0940 \u0915\u0940\u092e\u0924 \u20ac900 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b \u0917\u0908 \u0939\u0948! \u0906\u092a \u0905\u092d\u0940 \u092d\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0948\u0938\u0947 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902? \u0915\u094d\u092f\u093e \u0906\u092a\u0915\u0940 \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940 \u0915\u094b \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0915\u093e \u0915\u094b\u0908 \u0924\u0930\u0940\u0915\u093e \u0939\u0948? \u092f\u0939\u093e\u0902 \u091c\u093e\u0928\u0947\u0902.  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