{"id":201536,"date":"2023-07-06T20:37:14","date_gmt":"2023-07-06T18:37:14","guid":{"rendered":"https:\/\/atena.sk\/blog\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/"},"modified":"2023-07-06T20:41:26","modified_gmt":"2023-07-06T18:41:26","slug":"skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil","status":"publish","type":"post","link":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/","title":{"rendered":"Skok kamatnih stopa u EU – \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil?"},"content":{"rendered":"\n

Kamatne stope mogu uvelike utjecati na na\u0161e \u017eivote. Nedavno su u Europskoj uniji (EU) porasle kamatne stope, \u0161to ima zna\u010dajan utjecaj na ljude optere\u0107ene dugovima.<\/p>\n\n

Kako kamatne stope rastu, zadu\u017eeni se pojedinci suo\u010davaju s izazovom pove\u0107anih tro\u0161kova servisiranja duga. Me\u0111utim, nastaje zna\u010dajan problem jer pla\u0107e i nadnice ne rastu jednakom brzinom. Taj nesrazmjer zna\u010di da teret duga postaje relativno ve\u0107i, smanjuju\u0107i kupovnu mo\u0107 srednje ekonomske klase. Budu\u0107i da je ve\u0107i dio prihoda namijenjen otplati dugova, pojedinci imaju manje novca na raspolaganju za svakodnevne tro\u0161kove ili \u0161tednju. To dovodi do ni\u017eeg \u017eivotnog standarda.<\/p>\n\n\n\n

Koja je neposredna posljedica pove\u0107anja kamatnih stopa?<\/h2>\n\n

Kako kamatne stope rastu, zajmoprimcima je mnogo te\u017ee pla\u0107ati mjese\u010dne otplate, \u0161to mo\u017ee dovesti do nepla\u0107anja, ka\u0161njenja u pla\u0107anju ili nepla\u0107anja. Ova situacija mo\u017ee imati ozbiljne posljedice, uklju\u010duju\u0107i o\u0161te\u0107enu kreditnu sposobnost i gomilanje kazni i naknada. Rezultiraju\u0107a silazna spirala mo\u017ee u kona\u010dnici rezultirati za\u010daranim krugom financijskih problema i ograni\u010diti mogu\u0107nosti ekonomske mobilnosti.<\/p>\n\n

Nejednakost primanja<\/h2>\n\n

Rastu\u0107e kamatne stope mogu pogor\u0161ati nejednakost prihoda u dru\u0161tvu. Osobe s vi\u0161im prihodima lak\u0161e se nose s utjecajem pove\u0107anih tro\u0161kova servisiranja duga, dok se oni s ni\u017eim prihodima suo\u010davaju s zna\u010dajnijim problemima. Ova nejednakost doprinosi pove\u0107anju jaza u bogatstvu i mo\u017ee dovesti do rastu\u0107ih klasnih razlika. Osobito je srednja klasa \u010desto uhva\u0107ena izme\u0111u rastu\u0107ih kamatnih stopa i ograni\u010denog rasta dohotka te se suo\u010dava s rizikom pada u ni\u017ee socioekonomske slojeve.<\/p>\n\n

Kombinacija smanjene kupovne mo\u0107i, financijskih pote\u0161ko\u0107a i nejednakosti prihoda mo\u017ee gurnuti zna\u010dajan broj pojedinaca bli\u017ee ili ispod granice siroma\u0161tva. Kako sve vi\u0161e i vi\u0161e ljudi poku\u0161ava spojiti kraj s krajem, rizik od siroma\u0161tva postaje sve \u010de\u0161\u0107i. Rastu\u0107e kamatne stope tako\u0111er mogu pridonijeti guranju pojedinaca i obitelji u siroma\u0161tvo. Ovakva situacija mo\u017ee imati dalekose\u017ene dru\u0161tvene posljedice i dodatno opteretiti sustave socijalne potpore.<\/p>\n\n

Koliko je lo\u0161a situacija?<\/h2>\n\n

U sljede\u0107im grafikonima mo\u017eemo vidjeti kamatne stope koje je odredila ECB ( Europska sredi\u0161nja banka<\/em> ) u posljednje tri godine. Nekoliko postotaka mo\u017eda se i ne \u010dini tako stra\u0161no. Ali kada sve saberemo, promjene su nevjerojatne.<\/p>\n\n

Zemlja<\/td>Kamatne stope prema ECB-u od svibnja 2020. do svibnja 2023<\/td>Minimalna stopa<\/td>Maksimalna stopa<\/td><\/tr>
\"ZASTAVA<\/td>\"SK<\/td>-0,52%<\/td>3,66%<\/td><\/tr>
\"ZASTAVA<\/td>\"CZrate\"<\/td>0,86%<\/td>5,11%<\/td><\/tr>
\"HU<\/td>\"HURates\"<\/td>1,99%<\/td>10,25%<\/td><\/tr>
\"ZASTAVA<\/td>\"ROrate\"<\/td>2,65%<\/td>9,26%<\/td><\/tr>
\"BG<\/td>\"BGrates\"<\/td>0,14%<\/td>4,21%<\/td><\/tr>
\"LT<\/td>\"LTrates\"<\/td>0,16%<\/td>2,88%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n

Uzmimo za primjer \u010ce\u0161ku. Prije otprilike tri godine tamo je kamata iznosila 0,86 posto<\/strong> . Kad bi netko uzeo hipoteku od 100.000 eura na 30 godina, njegova bi mjese\u010dna rata iznosila oko 315<\/strong> eura. Budu\u0107i da minimalna pla\u0107a tamo iznosi oko 678 eura, gotovo svaka obitelj u kojoj radi dvoje ljudi mogla bi si priu\u0161titi hipoteku. Me\u0111utim, po najvi\u0161oj kamatnoj stopi ista bi hipoteka ko\u0161tala najmanje 543<\/strong> \u20ac. \u0160to je vi\u0161e od 70%<\/strong> \u2013 za isti iznos posu\u0111enog novca! U Ma\u0111arskoj je situacija jo\u0161 puno gora. Da ste tamo posudili isti iznos, va\u0161a bi mjese\u010dna rata iznosila oko 896<\/strong> \u20ac.<\/p>\n\n

Kako ljudi mogu rije\u0161iti ovaj problem?<\/h2>\n\n

Osim ako niste milijuna\u0161, dodavanje 200 do 600 \u20ac va\u0161im tro\u0161kovima svaki mjesec sigurno \u0107e napraviti razliku. Neki ljudi mo\u017eda ne\u0107e mo\u0107i ni vratiti. Kako to mo\u017eemo rije\u0161iti?<\/p>\n\n

    \n
  1. Tro\u0161ite manje<\/strong> : pa\u017eljivo prou\u010dite svoj prora\u010dun i identificirajte podru\u010dja u kojima mo\u017eete smanjiti potro\u0161nju. Usredoto\u010duju\u0107i se na bitne stvari, mo\u017eete osloboditi vi\u0161e sredstava za pokrivanje pove\u0107anih pla\u0107anja hipoteke. Potra\u017eite na\u010dine da u\u0161tedite na medijima, hrani, zabavi i drugim nebitnim stvarima.<\/li>\n\n\n\n
  2. Smanjite svoje tro\u0161kove<\/strong> : Ako je nekretnina koju ste kupili relativno velika iu dobrom stanju, mo\u017eete je iznajmiti, a istovremeno mo\u017eete unajmiti jeftinije mjesto za \u017eivot. Me\u0111utim, ovo funkcionira samo ako postoji zna\u010dajna razlika izme\u0111u tro\u0161kova najma dvaju nekretnina.<\/li>\n\n\n\n
  3. Potra\u017eite programe financijske pomo\u0107i<\/strong> : U slu\u010daju brzog rasta cijena, ponekad postoje vladine politike za pomo\u0107 ljudima koji vi\u0161e ne mogu pla\u0107ati svoje dugove. Ovi programi mogu pru\u017eiti privremenu olak\u0161icu ili pomo\u0107 pri pla\u0107anju hipoteke tijekom razdoblja financijskih pote\u0161ko\u0107a.<\/li>\n<\/ol>\n\n

    Postoji li bolji na\u010din?<\/h2>\n\n

    \u010cak i ako va\u0161i mjese\u010dni tro\u0161kovi skoknu u nebo, jo\u0161 uvijek postoji na\u010din da zadr\u017eite svoj stil \u017eivota. Dovoljno je ako zaradite vi\u0161e<\/strong> . A kako se u kratko vrijeme ne mo\u017ee ste\u0107i bolje obrazovanje ili puno iskustva, najbolje je potra\u017eiti posao u zemlji gdje su pla\u0107e ve\u0107e. S druge strane, to je lak\u0161e re\u0107i nego u\u010diniti. Ne mo\u017ee svatko samo spakirati kofer, platiti daleko putovanje, platiti stanarinu i uzdr\u017eavati se dok na\u0111e posao i dobije pla\u0107u.<\/p>\n\n

    Ali \u010dak i ako si ne mo\u017eete priu\u0161titi sve stvari koje smo spomenuli, Atena<\/a> vam mo\u017ee pomo\u0107i! Prona\u0107i \u0107emo vam posao<\/strong> , platiti put<\/strong> unaprijed i odabrati poziciju <\/em>sa osiguranim smje\u0161tajem<\/strong> ! Atena<\/a> \u0107e vam tako\u0111er pomo\u0107i sa svim potrebnim dokumentima i bit \u0107e vam na raspolaganju u bilo koje vrijeme tijekom va\u0161eg boravka u inozemstvu. A najbolji dio je to \u0161to kada odete, mo\u017eete iznajmiti svoju nekretninu kod ku\u0107e – netko drugi \u0107e pla\u0107ati va\u0161u hipoteku dok vi zara\u0111ujete dva do tri puta vi\u0161e nego \u0161to mo\u017eete zaraditi kod ku\u0107e.<\/p>\n\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    Kamate su, kao i cijene mnogih drugih stvari, porasle. Va\u0161a bi hipoteka sada mogla biti dvostruko skuplja. I koliko god nemogu\u0107e zvu\u010dalo, postoji na\u010din na koji mo\u017eete izvr\u0161iti svoja pla\u0107anja i zadr\u017eati svoj \u017eivotni stil.<\/p>\n","protected":false},"author":20,"featured_media":201508,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[131],"tags":[],"acf":{"facebookpost":"Zbog nedavnih doga\u0111aja, cijene mnogih stvari su naglo porasle. Pove\u0107ale su se i kamate ???. U nekim zemljama hipoteka koja je ko\u0161tala 400 eura mjese\u010dno sada ko\u0161ta vi\u0161e od 900 eura! Kako si jo\u0161 uvijek mo\u017eete priu\u0161titi pla\u0107anje? Postoji li na\u010din da zadr\u017eite svoj stil \u017eivota? Saznajte ovdje. ","popis_socialneho_obrazku":"Kako ipak mo\u0107i pla\u0107ati hipoteku?"},"yoast_head":"\nSkok kamatnih stopa u EU - \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil? - Atena blog<\/title>\n<meta name=\"description\" content=\"Kamatne stope diljem EU rastu. Evo \u0161to mo\u017eete u\u010diniti da nastavite s hipotekom.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Skok kamatnih stopa u EU - \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil? - Atena blog\" \/>\n<meta property=\"og:description\" content=\"Kamatne stope igraju veliku ulogu u na\u0161im \u017eivotima - posebno za ljude koji imaju hipoteku ili dugoro\u010dni kredit. Na\u017ealost, zbog nedavnih doga\u0111aja oni su naglo porasli. Neki \u0107e ljudi platiti duplo vi\u0161e nego prije. Me\u0111utim, uz ispravne financijske odluke, nije nemogu\u0107e nositi se s ovim pove\u0107anjem i pritom zadr\u017eati stil \u017eivota na koji ste navikli.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/\" \/>\n<meta property=\"og:site_name\" content=\"Atena blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-06T18:37:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-06T18:41:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/insta-post-75.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Marin Nedelev\" \/>\n<meta name=\"twitter:label1\" content=\"Napisao\/la\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marin Nedelev\" \/>\n\t<meta name=\"twitter:label2\" content=\"Procijenjeno vrijeme \u010ditanja\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/\"},\"author\":{\"name\":\"Marin Nedelev\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#\/schema\/person\/0ae6c6390563d6555f91b0db4767e168\"},\"headline\":\"Skok kamatnih stopa u EU – \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil?\",\"datePublished\":\"2023-07-06T18:37:14+00:00\",\"dateModified\":\"2023-07-06T18:41:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/\"},\"wordCount\":927,\"publisher\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#organization\"},\"image\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_605768180-scaled.jpg\",\"articleSection\":[\"Klijenti\"],\"inLanguage\":\"hr\"},{\"@type\":[\"WebPage\",\"ItemPage\"],\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/\",\"url\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/\",\"name\":\"Skok kamatnih stopa u EU - \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil? - Atena blog\",\"isPartOf\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_605768180-scaled.jpg\",\"datePublished\":\"2023-07-06T18:37:14+00:00\",\"dateModified\":\"2023-07-06T18:41:26+00:00\",\"description\":\"Kamatne stope diljem EU rastu. Evo \u0161to mo\u017eete u\u010diniti da nastavite s hipotekom.\",\"breadcrumb\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#breadcrumb\"},\"inLanguage\":\"hr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#primaryimage\",\"url\":\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_605768180-scaled.jpg\",\"contentUrl\":\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_605768180-scaled.jpg\",\"width\":2780,\"height\":1564,\"caption\":\"zv\u00fd\u0161enie \u00farokov\u00fdch sadzieb v E\u00da\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/atena.sk\/blog\/hr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Skok kamatnih stopa u EU – \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#website\",\"url\":\"https:\/\/atena.sk\/blog\/hr\/\",\"name\":\"Atena blog\",\"description\":\"Blog spolo\u010dnosti atena\",\"publisher\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/atena.sk\/blog\/hr\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"hr\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#organization\",\"name\":\"ATENA\",\"url\":\"https:\/\/atena.sk\/blog\/hr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2022\/08\/logo.png\",\"contentUrl\":\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2022\/08\/logo.png\",\"width\":3543,\"height\":3543,\"caption\":\"ATENA\"},\"image\":{\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#\/schema\/person\/0ae6c6390563d6555f91b0db4767e168\",\"name\":\"Marin Nedelev\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\/\/atena.sk\/blog\/hr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c7908085eb1039e4706a94fc58b04d66?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c7908085eb1039e4706a94fc58b04d66?s=96&d=mm&r=g\",\"caption\":\"Marin Nedelev\"},\"url\":\"https:\/\/atena.sk\/blog\/hr\/author\/marin-nedelev\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Skok kamatnih stopa u EU - \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil? - Atena blog","description":"Kamatne stope diljem EU rastu. Evo \u0161to mo\u017eete u\u010diniti da nastavite s hipotekom.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/","og_locale":"hr_HR","og_type":"article","og_title":"Skok kamatnih stopa u EU - \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil? - Atena blog","og_description":"Kamatne stope igraju veliku ulogu u na\u0161im \u017eivotima - posebno za ljude koji imaju hipoteku ili dugoro\u010dni kredit. Na\u017ealost, zbog nedavnih doga\u0111aja oni su naglo porasli. Neki \u0107e ljudi platiti duplo vi\u0161e nego prije. Me\u0111utim, uz ispravne financijske odluke, nije nemogu\u0107e nositi se s ovim pove\u0107anjem i pritom zadr\u017eati stil \u017eivota na koji ste navikli.","og_url":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/","og_site_name":"Atena blog","article_published_time":"2023-07-06T18:37:14+00:00","article_modified_time":"2023-07-06T18:41:26+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/insta-post-75.png","type":"image\/png"}],"author":"Marin Nedelev","twitter_misc":{"Napisao\/la":"Marin Nedelev","Procijenjeno vrijeme \u010ditanja":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#article","isPartOf":{"@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/"},"author":{"name":"Marin Nedelev","@id":"https:\/\/atena.sk\/blog\/hr\/#\/schema\/person\/0ae6c6390563d6555f91b0db4767e168"},"headline":"Skok kamatnih stopa u EU – \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil?","datePublished":"2023-07-06T18:37:14+00:00","dateModified":"2023-07-06T18:41:26+00:00","mainEntityOfPage":{"@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/"},"wordCount":927,"publisher":{"@id":"https:\/\/atena.sk\/blog\/hr\/#organization"},"image":{"@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#primaryimage"},"thumbnailUrl":"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_605768180-scaled.jpg","articleSection":["Klijenti"],"inLanguage":"hr"},{"@type":["WebPage","ItemPage"],"@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/","url":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/","name":"Skok kamatnih stopa u EU - \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil? - Atena blog","isPartOf":{"@id":"https:\/\/atena.sk\/blog\/hr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#primaryimage"},"image":{"@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#primaryimage"},"thumbnailUrl":"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_605768180-scaled.jpg","datePublished":"2023-07-06T18:37:14+00:00","dateModified":"2023-07-06T18:41:26+00:00","description":"Kamatne stope diljem EU rastu. Evo \u0161to mo\u017eete u\u010diniti da nastavite s hipotekom.","breadcrumb":{"@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#breadcrumb"},"inLanguage":"hr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/"]}]},{"@type":"ImageObject","inLanguage":"hr","@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#primaryimage","url":"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_605768180-scaled.jpg","contentUrl":"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_605768180-scaled.jpg","width":2780,"height":1564,"caption":"zv\u00fd\u0161enie \u00farokov\u00fdch sadzieb v E\u00da"},{"@type":"BreadcrumbList","@id":"https:\/\/atena.sk\/blog\/hr\/skok-kamatnih-stopa-u-eu-sto-mozemo-uciniti-da-sacuvamo-svoj-zivotni-stil\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/atena.sk\/blog\/hr\/"},{"@type":"ListItem","position":2,"name":"Skok kamatnih stopa u EU – \u0161to mo\u017eemo u\u010diniti da sa\u010duvamo svoj \u017eivotni stil?"}]},{"@type":"WebSite","@id":"https:\/\/atena.sk\/blog\/hr\/#website","url":"https:\/\/atena.sk\/blog\/hr\/","name":"Atena blog","description":"Blog spolo\u010dnosti atena","publisher":{"@id":"https:\/\/atena.sk\/blog\/hr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/atena.sk\/blog\/hr\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"hr"},{"@type":"Organization","@id":"https:\/\/atena.sk\/blog\/hr\/#organization","name":"ATENA","url":"https:\/\/atena.sk\/blog\/hr\/","logo":{"@type":"ImageObject","inLanguage":"hr","@id":"https:\/\/atena.sk\/blog\/hr\/#\/schema\/logo\/image\/","url":"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2022\/08\/logo.png","contentUrl":"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2022\/08\/logo.png","width":3543,"height":3543,"caption":"ATENA"},"image":{"@id":"https:\/\/atena.sk\/blog\/hr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/atena.sk\/blog\/hr\/#\/schema\/person\/0ae6c6390563d6555f91b0db4767e168","name":"Marin Nedelev","image":{"@type":"ImageObject","inLanguage":"hr","@id":"https:\/\/atena.sk\/blog\/hr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c7908085eb1039e4706a94fc58b04d66?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c7908085eb1039e4706a94fc58b04d66?s=96&d=mm&r=g","caption":"Marin Nedelev"},"url":"https:\/\/atena.sk\/blog\/hr\/author\/marin-nedelev\/"}]}},"_links":{"self":[{"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/posts\/201536"}],"collection":[{"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/comments?post=201536"}],"version-history":[{"count":1,"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/posts\/201536\/revisions"}],"predecessor-version":[{"id":201545,"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/posts\/201536\/revisions\/201545"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/media\/201508"}],"wp:attachment":[{"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/media?parent=201536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/categories?post=201536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/atena.sk\/blog\/hr\/wp-json\/wp\/v2\/tags?post=201536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}