{"id":72952,"date":"2022-10-10T09:02:50","date_gmt":"2022-10-10T07:02:50","guid":{"rendered":"https:\/\/atena.sk\/blog\/kaip-valdyti-savo-finansus-esant-rekordinei-infliacijai\/"},"modified":"2023-04-17T15:32:29","modified_gmt":"2023-04-17T13:32:29","slug":"kaip-valdyti-savo-finansus-esant-rekordinei-infliacijai","status":"publish","type":"post","link":"https:\/\/atena.sk\/blog\/lt\/kaip-valdyti-savo-finansus-esant-rekordinei-infliacijai\/","title":{"rendered":"Kaip valdyti savo finansus esant rekordinei infliacijai?"},"content":{"rendered":"\n

Beveik visko kainos kyla. Infliacija mu\u0161a vien\u0105 rekord\u0105 po kito. Galb\u016bt jums pasiseks, jei darbdavys d\u0117l to padidins jums atlyginim\u0105 arba skirs premij\u0105, bet net jei ir padidins, atlyginimas jokiu b\u016bdu nebus proporcingas kain\u0173 kilimui ir infliacijai.<\/p>\n\n

Kaip ir visi kiti, turite tam tikr\u0105 pragyvenimo lyg\u012f ir stengiat\u0117s j\u012f i\u0161laikyti arba pagerinti. Deja, dabar ne pats geriausias metas j\u0105 gerinti, o d\u0117l infliacijos j\u0105 i\u0161laikyti bus nelengva. Ta\u010diau pri\u0117m\u0119 kelet\u0105 teising\u0173 sprendim\u0173 galite puikiai \u012fveikti visus \u0161iuos ekonominius svyravimus. \u0160tai k\u0105 reikia daryti:<\/p>\n\n

Finansinis rezervas<\/h2>\n\n

Kelias \u012f finansin\u012f stabilum\u0105 yra ilgas, ir n\u0117ra geresn\u0117s vietos, kaip tik prad\u017eia. Nesvarbu, ar u\u017edirbate minimal\u0173 atlyginim\u0105, ar milijonus – finansinis rezervas yra b\u016btinas! Specialistai rekomenduoja visada tur\u0117ti sukaupt\u0105 trij\u0173-\u0161e\u0161i\u0173 m\u0117nesi\u0173 atlyginim\u0105<\/strong>.<\/p>\n\n

D\u0117l dabartin\u0117s infliacijos ir kylan\u010di\u0173 energijos kain\u0173 daug \u012fmoni\u0173 nutraukia veikl\u0105. Jei esate vienas i\u0161 t\u0173, kuriems nepasisek\u0117 ir kurie neteko darbo, daug geriau skirkite laiko geram darbui susirasti, u\u017euot skub\u0117j\u0119 \u012f pirm\u0105 pasitaikiusi\u0105 laisv\u0105 darbo viet\u0105 tik tod\u0117l, kad negalite sau leisti m\u0117nes\u012f ar du nedirbti.<\/p>\n\n

Kai kuriems i\u0161 j\u016bs\u0173 tai gali nepatikti, ta\u010diau tai, kad neu\u017edirbate pakankamai, kad tur\u0117tum\u0117te finansin\u012f rezerv\u0105, n\u0117ra pasiteisinimas. Nesvarbu, kiek u\u017edirbate – visada galite rasti b\u016bd\u0105 atid\u0117ti penkis ar de\u0161imt procent\u0173. Pateikiame kelet\u0105 id\u0117j\u0173, kaip tai padaryti.<\/p>\n\n

Taupyti pinigus u\u017e elektr\u0105<\/h2>\n\n

Pirma, nenaudokite nieko, ko jums nereikia. N\u0117ra prasm\u0117s palikti \u012fjungt\u0105 kompiuter\u012f nakt\u012f arba \u012fjungt\u0105 \u0161vies\u0105, kai i\u0161einate i\u0161 kambario. Tai tarsi pinig\u0173 i\u0161metimas pro lang\u0105. Pirkite LED lemputes. Nors ir pigesn\u0117s, \u012fprastos lemput\u0117s yra labai neefektyvios. LED lemput\u0117 veikia iki 25 kart\u0173 <\/strong>ilgiau. Be to, priklausomai nuo kokyb\u0117s, jis sunaudoja 75-90 %<\/strong> ma\u017eiau elektros energijos. <\/p>\n\n

\"\"<\/a><\/figure>\n\n

Rekordin\u0117s infliacijos metu nepirkite daikt\u0173, kuri\u0173 jums nereikia<\/h2>\n\n

Kadangi daugiau mokate u\u017e degalus, elektr\u0105 ir maist\u0105, kai kurios kitos j\u016bs\u0173 i\u0161laidos turi suma\u017e\u0117ti. Prie\u0161 eidami apsipirkti sudarykite s\u0105ra\u0161\u0105 ir suskirstykite j\u012f \u012f „reikia” ir „noriu”. \u012e skilt\u012f „Man reikia” \u012fra\u0161ykite visus b\u016btiniausius daiktus, kuriuos perkate patogiam gyvenimui. Laukelyje „Noriu” \u012fra\u0161ykite i\u0161laidas, kurios pagerina j\u016bs\u0173 gyvenim\u0105, bet be kuri\u0173 galite apsieiti. Dabar i\u0161kirpkite stulpel\u012f „Noriu” ir i\u0161meskite j\u012f \u012f \u0161iuk\u0161liad\u0117\u017e\u0119. Apsiperkant daug geriau rinktis remiantis logika, o ne emocijomis.<\/p>\n\n

Kai tur\u0117site finansin\u012f rezerv\u0105 ir \u012fsitikinsite, kad u\u017edirbate daugiau nei i\u0161leid\u017eiate, gal\u0117site gr\u012f\u017eti prie pirkini\u0173 s\u0105ra\u0161o dalies „noriu” ir apdovanoti save u\u017e gerai atlikt\u0105 darb\u0105!<\/p>\n\n

U\u017edirbkite daugiau ir kompensuokite infliacijos sukelt\u0105 skirtum\u0105<\/h2>\n\n

Jei esate i\u0161 t\u0173, kurie negali gyventi be daikt\u0173, \u012ftraukt\u0173 \u012f nor\u0173 s\u0105ra\u0161\u0105, ir nuolat norite pagerinti savo gyvenimo lyg\u012f, turite prad\u0117ti daugiau u\u017edirbti. Svarbu i\u0161tirti rink\u0105 ir \u012fsitikinti, kad gaunate u\u017emokest\u012f, kuris yra adekvatus j\u016bs\u0173 atliekamam darbui.<\/p>\n\n

\"\"<\/a><\/figure>\n\n

Galb\u016bt nesame asmenini\u0173 finans\u0173 ekspertai, ta\u010diau puikiai i\u0161manome darbo rink\u0105. Tai \u012frodin\u0117jame jau 14 met\u0173<\/strong>. Kiekvien\u0105 m\u0117nes\u012f padedame \u0161imtams \u017emoni\u0173 susirasti geresn\u012f darb\u0105 ir i\u0161 esm\u0117s padedame jiems gyventi geriau. Kai sugenda j\u016bs\u0173 automobilis, kvie\u010diate mechanik\u0105. Susirg\u0119 einate pas gydytoj\u0105. Ar nevert\u0117t\u0173 kreiptis \u012f specialist\u0105 ir d\u0117l vieno svarbiausi\u0173 savo gyvenimo aspekt\u0173 – darbo? Dirbkite su profesionalais, s\u0117km\u0117 n\u0117ra atsitiktinumas. <\/p>\n","protected":false},"excerpt":{"rendered":"

Su\u017einokite, kaip sudaryti biud\u017eet\u0105 esant finansiniams svyravimams. B\u016bkite \u017eingsniu priekyje infliacijos ir ruo\u0161kit\u0117s blogiausiam, kartu stengdamiesi i\u0161 to i\u0161pe\u0161ti kuo daugiau naudos.<\/p>\n","protected":false},"author":20,"featured_media":72832,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[224,243],"tags":[],"acf":{"facebookpost":"Visada buvo svarbu b\u016bti finansi\u0161kai atsakingam ?, ta\u010diau esant dabartin\u0117ms kainoms ir infliacijai kiekvienas j\u016bs\u0173 finansinis sprendimas yra labai svarbus. ? Su\u017einokite, k\u0105 daryti ir ko nedaryti su pinigais finansini\u0173 svyravim\u0173 metu. ","popis_socialneho_obrazku":""},"yoast_head":"\nKaip valdyti savo finansus esant rekordinei infliacijai? - At\u0117n\u0173 tinklara\u0161tis<\/title>\n<meta name=\"description\" content=\"Infliacija smogia \u012fmon\u0117ms ir \u017emon\u0117ms. I\u0161mokite b\u016bti vienu \u017eingsniu priekyje, kad i\u0161spr\u0119stum\u0117te su finansais susijusias problemas, kurios jums trukdo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/atena.sk\/blog\/lt\/kaip-valdyti-savo-finansus-esant-rekordinei-infliacijai\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kaip valdyti savo finansus esant rekordinei infliacijai?\" \/>\n<meta property=\"og:description\" content=\"Infliacija smogia \u012fmon\u0117ms ir \u017emon\u0117ms. 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