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\u0434\u0430\u043b\u0435\u043a\u043e\u0441\u0435\u0436\u043d\u0435 \u0434\u0440\u0443\u0448\u0442\u0432\u0435\u043d\u0435 \u043f\u043e\u0441\u043b\u0435\u0434\u0438\u0446\u0435 \u0438 \u0438\u0437\u0430\u0437\u0432\u0430\u0442\u0438 \u0434\u043e\u0434\u0430\u0442\u043d\u043e \u043e\u043f\u0442\u0435\u0440\u0435\u045b\u0435\u045a\u0435 \u0437\u0430 \u0441\u0438\u0441\u0442\u0435\u043c\u0435 \u0441\u043e\u0446\u0438\u0458\u0430\u043b\u043d\u0435 \u043f\u043e\u0434\u0440\u0448\u043a\u0435.<\/p>\n\n<h2 class=\"wp-block-heading\">\u041a\u043e\u043b\u0438\u043a\u043e \u0458\u0435 \u043b\u043e\u0448\u0430 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0458\u0430?<\/h2>\n\n<p>\u041d\u0430 \u0441\u043b\u0435\u0434\u0435\u045b\u0438\u043c \u0433\u0440\u0430\u0444\u0438\u043a\u043e\u043d\u0438\u043c\u0430 \u043c\u043e\u0436\u0435\u043c\u043e \u0432\u0438\u0434\u0435\u0442\u0438 \u043a\u0430\u043c\u0430\u0442\u043d\u0435 \u0441\u0442\u043e\u043f\u0435 \u043a\u043e\u0458\u0435 \u0458\u0435 \u043e\u0434\u0440\u0435\u0434\u0438\u043b\u0430 \u0415\u0426\u0411 ( <em>\u0415\u0432\u0440\u043e\u043f\u0441\u043a\u0430 \u0446\u0435\u043d\u0442\u0440\u0430\u043b\u043d\u0430 \u0431\u0430\u043d\u043a\u0430<\/em> ) \u0437\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u045a\u0435 \u0442\u0440\u0438 \u0433\u043e\u0434\u0438\u043d\u0435. \u041d\u0435\u043a\u043e\u043b\u0438\u043a\u043e \u043f\u0440\u043e\u0446\u0435\u043d\u0430\u0442\u0430 \u043c\u043e\u0436\u0434\u0430 \u043d\u0435 \u0438\u0437\u0433\u043b\u0435\u0434\u0430 \u0442\u0430\u043a\u043e \u0441\u0442\u0440\u0430\u0448\u043d\u043e. \u0410\u043b\u0438 \u043a\u0430\u0434\u0430 \u0441\u0432\u0435 \u0441\u0430\u0441\u0442\u0430\u0432\u0438\u043c\u043e, \u043f\u0440\u043e\u043c\u0435\u043d\u0435 \u0441\u0443 \u0437\u0430\u043f\u0430\u045a\u0443\u0458\u0443\u045b\u0435.<\/p>\n\n<figure class=\"wp-block-table aligncenter is-style-regular\"><table><tbody><tr><td class=\"has-text-align-right\" data-align=\"right\">\u0414\u0440\u0436\u0430\u0432\u0430<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u041a\u0430\u043c\u0430\u0442\u043d\u0435 \u0441\u0442\u043e\u043f\u0435 \u043f\u0440\u0435\u043c\u0430 \u0415\u0426\u0411 \u043e\u0434 \u043c\u0430\u0458\u0430 2020. \u0434\u043e \u043c\u0430\u0458\u0430 2023. \u0433\u043e\u0434\u0438\u043d\u0435<\/td><td>\u041c\u0438\u043d\u0438\u043c\u0430\u043b\u043d\u0430 \u0441\u0442\u043e\u043f\u0430<\/td><td>\u041c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u043d\u0430 \u0441\u0442\u043e\u043f\u0430<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1847\" class=\"lazyload wp-image-201045\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-scaled.jpeg\" alt=\"&#x421;&#x41A; &#x424;&#x41B;&#x410;&#x413;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271847%27%20viewBox%3D%270%200%202780%201847%27%3E%3Crect%20width%3D%272780%27%20height%3D%271847%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-200x133.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-300x199.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-400x266.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-600x399.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-768x510.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-800x532.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-1024x680.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-1200x797.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-1536x1021.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_68838309-1-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1177\" height=\"269\" class=\"lazyload wp-image-201214\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest.png\" alt=\"&#x421;&#x41A; &#x426;&#x445;&#x430;&#x440;&#x43C;&#x441;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271177%27%20height%3D%27269%27%20viewBox%3D%270%200%201177%20269%27%3E%3Crect%20width%3D%271177%27%20height%3D%27269%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-200x46.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-300x69.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-400x91.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-600x137.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-768x176.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-800x183.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest-1024x234.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/Slovakiainterest.png 1177w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1177px) 100vw, 1177px\" \/><\/td><td>-0,52%<\/td><td>3,66%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1853\" class=\"lazyload wp-image-201073\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-scaled.jpeg\" alt=\"&#x426;&#x417; &#x424;&#x41B;&#x410;&#x413;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271853%27%20viewBox%3D%270%200%202780%201853%27%3E%3Crect%20width%3D%272780%27%20height%3D%271853%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-200x133.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-300x200.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-400x267.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-600x400.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-768x512.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-800x533.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-1024x683.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-1200x800.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-1536x1024.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_98718252-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1160\" height=\"235\" class=\"lazyload wp-image-201298\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES.png\" alt=\"&#x426;&#x417;&#x440;&#x430;&#x442;&#x435;&#x441;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271160%27%20height%3D%27235%27%20viewBox%3D%270%200%201160%20235%27%3E%3Crect%20width%3D%271160%27%20height%3D%27235%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-200x41.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-300x61.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-400x81.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-600x122.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-768x156.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-800x162.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES-1024x207.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/CZRATES.png 1160w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1160px) 100vw, 1160px\" \/><\/td><td>0,86%<\/td><td>5,11%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1668\" class=\"lazyload wp-image-201101\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-scaled.jpeg\" alt=\"&#x425;&#x423; &#x424;&#x41B;&#x410;&#x413;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271668%27%20viewBox%3D%270%200%202780%201668%27%3E%3Crect%20width%3D%272780%27%20height%3D%271668%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-200x120.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-300x180.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-400x240.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-600x360.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-768x461.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-800x480.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-1024x615.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-1200x720.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-1536x922.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_140332858-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1163\" height=\"254\" class=\"lazyload wp-image-201270\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1.png\" alt=\"&#x425;&#x423;&#x440;&#x430;&#x442;&#x435;&#x441;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271163%27%20height%3D%27254%27%20viewBox%3D%270%200%201163%20254%27%3E%3Crect%20width%3D%271163%27%20height%3D%27254%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-200x44.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-300x66.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-400x87.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-600x131.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-768x168.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-800x175.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1-1024x224.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/HUrates-1.png 1163w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1163px) 100vw, 1163px\" \/><\/td><td>1,99%<\/td><td>10,25%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1853\" class=\"lazyload wp-image-201130\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-scaled.jpeg\" alt=\"&#x420;&#x41E; &#x424;&#x41B;&#x410;&#x413;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271853%27%20viewBox%3D%270%200%202780%201853%27%3E%3Crect%20width%3D%272780%27%20height%3D%271853%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-200x133.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-300x200.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-400x267.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-600x400.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-768x512.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-800x533.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-1024x683.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-1200x800.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-1536x1024.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_97427755-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1158\" height=\"274\" class=\"lazyload wp-image-201326\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates.png\" alt=\"&#x420;&#x41E;&#x440;&#x430;&#x442;&#x435;&#x441;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271158%27%20height%3D%27274%27%20viewBox%3D%270%200%201158%20274%27%3E%3Crect%20width%3D%271158%27%20height%3D%27274%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-200x47.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-300x71.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-400x95.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-600x142.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-768x182.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-800x189.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates-1024x242.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/ROrates.png 1158w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1158px) 100vw, 1158px\" \/><\/td><td>2,65%<\/td><td>9,26%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1807\" class=\"lazyload wp-image-201158\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-scaled.jpeg\" alt=\"&#x411;&#x413; &#x424;&#x41B;&#x410;&#x413;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271807%27%20viewBox%3D%270%200%202780%201807%27%3E%3Crect%20width%3D%272780%27%20height%3D%271807%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-200x130.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-300x195.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-400x260.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-600x390.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-768x499.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-800x520.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-1024x665.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-1200x780.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-1536x998.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_104471752-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1160\" height=\"242\" class=\"lazyload wp-image-201382\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1.png\" alt=\"&#x411;&#x413;&#x440;&#x430;&#x442;&#x435;&#x441;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271160%27%20height%3D%27242%27%20viewBox%3D%270%200%201160%20242%27%3E%3Crect%20width%3D%271160%27%20height%3D%27242%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-200x42.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-300x63.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-400x83.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-600x125.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-768x160.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-800x167.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1-1024x214.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/BGrates-1.png 1160w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1160px) 100vw, 1160px\" \/><\/td><td>0,14%<\/td><td>4,21%<\/td><\/tr><tr><td class=\"has-text-align-right\" data-align=\"right\"><img decoding=\"async\" width=\"2780\" height=\"1668\" class=\"lazyload wp-image-201186\" style=\"width: 100px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-scaled.jpeg\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-scaled.jpeg\" alt=\"&#x41B;&#x422; &#x424;&#x41B;&#x410;&#x413;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272780%27%20height%3D%271668%27%20viewBox%3D%270%200%202780%201668%27%3E%3Crect%20width%3D%272780%27%20height%3D%271668%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-200x120.jpeg 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-300x180.jpeg 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-400x240.jpeg 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-600x360.jpeg 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-768x461.jpeg 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-800x480.jpeg 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-1024x614.jpeg 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-1200x720.jpeg 1200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-1536x922.jpeg 1536w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/AdobeStock_102352804-scaled.jpeg 2780w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 2780px) 100vw, 2780px\" \/><\/td><td class=\"has-text-align-left\" data-align=\"left\"><img decoding=\"async\" width=\"1167\" height=\"248\" class=\"lazyload wp-image-201467\" style=\"width: 500px\" src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1.png\" data-orig-src=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1.png\" alt=\"&#x41B;&#x422;&#x440;&#x430;&#x442;&#x435;&#x441;\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271167%27%20height%3D%27248%27%20viewBox%3D%270%200%201167%20248%27%3E%3Crect%20width%3D%271167%27%20height%3D%27248%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-200x43.png 200w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-300x64.png 300w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-400x85.png 400w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-600x128.png 600w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-768x163.png 768w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-800x170.png 800w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1-1024x218.png 1024w, https:\/\/atena.sk\/blog\/wp-content\/uploads\/2023\/07\/LTrates-1.png 1167w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1167px) 100vw, 1167px\" \/><\/td><td>0,16%<\/td><td>2,88%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p>\u0423\u0437\u043c\u0438\u043c\u043e \u0437\u0430 \u043f\u0440\u0438\u043c\u0435\u0440 \u0427\u0435\u0448\u043a\u0443. \u0422\u0430\u043c\u043e \u0458\u0435 \u043f\u0440\u0435 \u043e\u0442\u043f\u0440\u0438\u043b\u0438\u043a\u0435 \u0442\u0440\u0438 \u0433\u043e\u0434\u0438\u043d\u0435 \u043a\u0430\u043c\u0430\u0442\u043d\u0430 \u0441\u0442\u043e\u043f\u0430 \u0438\u0437\u043d\u043e\u0441\u0438\u043b\u0430 <strong>0,86%<\/strong> . \u0410\u043a\u043e \u0431\u0438 \u043d\u0435\u043a\u043e \u0443\u0437\u0435\u043e \u0445\u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u043e\u0434 100.000 \u0435\u0432\u0440\u0430 \u043d\u0430 30 \u0433\u043e\u0434\u0438\u043d\u0430, \u045a\u0435\u0433\u043e\u0432\u0430 \u043c\u0435\u0441\u0435\u0447\u043d\u0430 \u0443\u043f\u043b\u0430\u0442\u0430 \u0431\u0438 \u0431\u0438\u043b\u0430 \u043e\u043a\u043e <strong>315<\/strong> \u0435\u0432\u0440\u0430. \u041f\u043e\u0448\u0442\u043e \u0458\u0435 \u0442\u0430\u043c\u043e \u043c\u0438\u043d\u0438\u043c\u0430\u043b\u043d\u0430 \u043f\u043b\u0430\u0442\u0430 \u043e\u043a\u043e 678 \u0435\u0432\u0440\u0430, \u0441\u043a\u043e\u0440\u043e \u0441\u0432\u0430\u043a\u0430 \u043f\u043e\u0440\u043e\u0434\u0438\u0446\u0430 \u0443 \u043a\u043e\u0458\u043e\u0458 \u0440\u0430\u0434\u0435 \u0434\u0432\u043e\u0458\u0435 \u0459\u0443\u0434\u0438 \u043c\u043e\u0433\u043b\u0430 \u0431\u0438 \u0434\u0430 \u043f\u0440\u0438\u0443\u0448\u0442\u0438 \u0445\u0438\u043f\u043e\u0442\u0435\u043a\u0443. \u041c\u0435\u0452\u0443\u0442\u0438\u043c, \u043f\u043e \u043d\u0430\u0458\u0432\u0438\u0448\u043e\u0458 \u043a\u0430\u043c\u0430\u0442\u043d\u043e\u0458 \u0441\u0442\u043e\u043f\u0438, \u0438\u0441\u0442\u0430 \u0445\u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u0431\u0438 \u043a\u043e\u0448\u0442\u0430\u043b\u0430 \u043d\u0430\u0458\u043c\u0430\u045a\u0435 <strong>543<\/strong> \u0435\u0432\u0440\u0430. \u0428\u0442\u043e \u0458\u0435 \u0432\u0438\u0448\u0435 \u043e\u0434 <strong>70%<\/strong> &#8211; \u0437\u0430 \u0438\u0441\u0442\u0438 \u0438\u0437\u043d\u043e\u0441 \u043f\u043e\u0437\u0430\u0458\u043c\u0459\u0435\u043d\u043e\u0433 \u043d\u043e\u0432\u0446\u0430! \u0423 \u041c\u0430\u0452\u0430\u0440\u0441\u043a\u043e\u0458 \u0458\u0435 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0458\u0430 \u0458\u043e\u0448 \u043c\u043d\u043e\u0433\u043e \u0433\u043e\u0440\u0430. \u0410\u043a\u043e \u0431\u0438\u0441\u0442\u0435 \u0442\u0430\u043c\u043e \u043f\u043e\u0437\u0430\u0458\u043c\u0438\u043b\u0438 \u0438\u0441\u0442\u0438 \u0438\u0437\u043d\u043e\u0441, \u0432\u0430\u0448\u0430 \u043c\u0435\u0441\u0435\u0447\u043d\u0430 \u0443\u043f\u043b\u0430\u0442\u0430 \u0431\u0438 \u0431\u0438\u043b\u0430 \u043e\u043a\u043e <strong>896<\/strong> \u20ac.<\/p>\n\n<h2 class=\"wp-block-heading\">\u041a\u0430\u043a\u043e \u0459\u0443\u0434\u0438 \u043c\u043e\u0433\u0443 \u0434\u0430 \u0440\u0435\u0448\u0435 \u043e\u0432\u0430\u0458 \u043f\u0440\u043e\u0431\u043b\u0435\u043c?<\/h2>\n\n<p>\u041e\u0441\u0438\u043c \u0430\u043a\u043e \u043d\u0438\u0441\u0442\u0435 \u043c\u0438\u043b\u0438\u043e\u043d\u0435\u0440, \u0434\u043e\u0434\u0430\u0432\u0430\u045a\u0435 \u043e\u0434 200 \u0434\u043e 600 \u0435\u0432\u0440\u0430 \u0432\u0430\u0448\u0438\u043c \u0442\u0440\u043e\u0448\u043a\u043e\u0432\u0438\u043c\u0430 \u0441\u0432\u0430\u043a\u043e\u0433 \u043c\u0435\u0441\u0435\u0446\u0430 \u045b\u0435 \u0434\u0435\u0444\u0438\u043d\u0438\u0442\u0438\u0432\u043d\u043e \u043d\u0430\u043f\u0440\u0430\u0432\u0438\u0442\u0438 \u0440\u0430\u0437\u043b\u0438\u043a\u0443. \u041d\u0435\u043a\u0438 \u0459\u0443\u0434\u0438 \u043c\u043e\u0436\u0434\u0430 \u043d\u0435\u045b\u0435 \u043d\u0438 \u043c\u043e\u045b\u0438 \u0434\u0430 \u043e\u0442\u043f\u043b\u0430\u0442\u0435. \u041a\u0430\u043a\u043e \u043c\u043e\u0436\u0435\u043c\u043e \u043e\u0432\u043e \u0434\u0430 \u0440\u0435\u0448\u0438\u043c\u043e?<\/p>\n\n<ol>\n<li><strong>\u041f\u043e\u0442\u0440\u043e\u0448\u0438\u0442\u0435 \u043c\u0430\u045a\u0435<\/strong> : \u043f\u0430\u0436\u0459\u0438\u0432\u043e \u043f\u043e\u0433\u043b\u0435\u0434\u0430\u0458\u0442\u0435 \u0441\u0432\u043e\u0458 \u0431\u0443\u045f\u0435\u0442 \u0438 \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0443\u0458\u0442\u0435 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0443 \u043a\u043e\u0458\u0438\u043c\u0430 \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0430 \u0441\u043c\u0430\u045a\u0438\u0442\u0435 \u043f\u043e\u0442\u0440\u043e\u0448\u045a\u0443. \u0424\u043e\u043a\u0443\u0441\u0438\u0440\u0430\u0458\u0443\u045b\u0438 \u0441\u0435 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u043d\u0435 \u0441\u0442\u0432\u0430\u0440\u0438, \u043c\u043e\u0436\u0435\u0442\u0435 \u043e\u0441\u043b\u043e\u0431\u043e\u0434\u0438\u0442\u0438 \u0432\u0438\u0448\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u0430 \u0437\u0430 \u043f\u043e\u043a\u0440\u0438\u0432\u0430\u045a\u0435 \u043f\u043e\u0432\u0435\u045b\u0430\u043d\u0438\u0445 \u043f\u043b\u0430\u045b\u0430\u045a\u0430 \u0445\u0438\u043f\u043e\u0442\u0435\u043a\u0435. \u041f\u043e\u0442\u0440\u0430\u0436\u0438\u0442\u0435 \u043d\u0430\u0447\u0438\u043d\u0435 \u0434\u0430 \u0443\u0448\u0442\u0435\u0434\u0438\u0442\u0435 \u043d\u0430 \u043c\u0435\u0434\u0438\u0458\u0438\u043c\u0430, \u0445\u0440\u0430\u043d\u0438, \u0437\u0430\u0431\u0430\u0432\u0438 \u0438 \u0434\u0440\u0443\u0433\u0438\u043c \u0441\u0442\u0432\u0430\u0440\u0438\u043c\u0430 \u043a\u043e\u0458\u0435 \u043d\u0438\u0441\u0443 \u043d\u0435\u043e\u043f\u0445\u043e\u0434\u043d\u0435.<\/li>\n\n\n\n<li><strong>\u0421\u043c\u0430\u045a\u0438\u0442\u0435 \u0441\u0432\u043e\u0458\u0435 \u0442\u0440\u043e\u0448\u043a\u043e\u0432\u0435<\/strong> : \u0410\u043a\u043e \u0458\u0435 \u043d\u0435\u043a\u0440\u0435\u0442\u043d\u0438\u043d\u0430 \u043a\u043e\u0458\u0443 \u0441\u0442\u0435 \u043a\u0443\u043f\u0438\u043b\u0438 \u0440\u0435\u043b\u0430\u0442\u0438\u0432\u043d\u043e \u0432\u0435\u043b\u0438\u043a\u0430 \u0438\u0443 \u0434\u043e\u0431\u0440\u043e\u043c \u0441\u0442\u0430\u045a\u0443, \u043c\u043e\u0436\u0435\u0442\u0435 \u0458\u0435 \u0438\u0437\u043d\u0430\u0458\u043c\u0438\u0442\u0438 \u0438 \u0438\u0441\u0442\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043e \u0438\u0437\u043d\u0430\u0458\u043c\u0438\u0442\u0438 \u0458\u0435\u0444\u0442\u0438\u043d\u0438\u0458\u0438 \u0441\u0442\u0430\u043d \u0437\u0430 \u0436\u0438\u0432\u043e\u0442. \u041c\u0435\u0452\u0443\u0442\u0438\u043c, \u043e\u0432\u043e \u0444\u0443\u043d\u043a\u0446\u0438\u043e\u043d\u0438\u0448\u0435 \u0441\u0430\u043c\u043e \u0430\u043a\u043e \u043f\u043e\u0441\u0442\u043e\u0458\u0438 \u0437\u043d\u0430\u0447\u0430\u0458\u043d\u0430 \u0440\u0430\u0437\u043b\u0438\u043a\u0430 \u0438\u0437\u043c\u0435\u0452\u0443 \u0442\u0440\u043e\u0448\u043a\u043e\u0432\u0430 \u0437\u0430\u043a\u0443\u043f\u0430 \u043e\u0432\u0435 \u0434\u0432\u0435 \u043d\u0435\u043a\u0440\u0435\u0442\u043d\u0438\u043d\u0435.<\/li>\n\n\n\n<li><strong>\u041f\u043e\u0442\u0440\u0430\u0436\u0438\u0442\u0435 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0435 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0458\u0441\u043a\u0435 \u043f\u043e\u043c\u043e\u045b\u0438<\/strong> : \u0423 \u0441\u043b\u0443\u0447\u0430\u0458\u0443 \u0431\u0440\u0437\u043e\u0433 \u0440\u0430\u0441\u0442\u0430 \u0446\u0435\u043d\u0430, \u043f\u043e\u043d\u0435\u043a\u0430\u0434 \u043f\u043e\u0441\u0442\u043e\u0458\u0435 \u0432\u043b\u0430\u0434\u0438\u043d\u0435 \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0435 \u043a\u043e\u0458\u0435 \u043f\u043e\u043c\u0430\u0436\u0443 \u0459\u0443\u0434\u0438\u043c\u0430 \u043a\u043e\u0458\u0438 \u0432\u0438\u0448\u0435 \u043d\u0435 \u043c\u043e\u0433\u0443 \u0434\u0430 \u043f\u043b\u0430\u045b\u0430\u0458\u0443 \u0441\u0432\u043e\u0458\u0435 \u0434\u0443\u0433\u043e\u0432\u0435. \u041e\u0432\u0438 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u0438 \u0431\u0438 \u043c\u043e\u0433\u043b\u0438 \u0434\u0430 \u043e\u0431\u0435\u0437\u0431\u0435\u0434\u0435 \u043f\u0440\u0438\u0432\u0440\u0435\u043c\u0435\u043d\u043e \u043e\u043b\u0430\u043a\u0448\u0430\u045a\u0435 \u0438\u043b\u0438 \u043f\u043e\u043c\u043e\u045b \u0443 \u043e\u0442\u043f\u043b\u0430\u0442\u0438 \u0445\u0438\u043f\u043e\u0442\u0435\u043a\u0435 \u0442\u043e\u043a\u043e\u043c \u043f\u0435\u0440\u0438\u043e\u0434\u0430 \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0458\u0441\u043a\u0438\u0445 \u043f\u043e\u0442\u0435\u0448\u043a\u043e\u045b\u0430.<\/li>\n<\/ol>\n\n<h2 class=\"wp-block-heading\">\u041f\u043e\u0441\u0442\u043e\u0458\u0438 \u043b\u0438 \u0431\u043e\u0459\u0438 \u043d\u0430\u0447\u0438\u043d?<\/h2>\n\n<p>\u0427\u0430\u043a \u0438 \u0430\u043a\u043e \u0432\u0430\u0448\u0438 \u043c\u0435\u0441\u0435\u0447\u043d\u0438 \u0442\u0440\u043e\u0448\u043a\u043e\u0432\u0438 \u043d\u0430\u0433\u043b\u043e \u043f\u043e\u0440\u0430\u0441\u0442\u0443, \u0458\u043e\u0448 \u0443\u0432\u0435\u043a \u043f\u043e\u0441\u0442\u043e\u0458\u0438 \u043d\u0430\u0447\u0438\u043d \u0434\u0430 \u043e\u0434\u0440\u0436\u0438\u0442\u0435 \u0441\u0432\u043e\u0458 \u0436\u0438\u0432\u043e\u0442\u043d\u0438 \u0441\u0442\u0438\u043b. \u0414\u043e\u0432\u043e\u0459\u043d\u043e \u0458\u0435 \u0430\u043a\u043e <strong>\u0437\u0430\u0440\u0430\u0452\u0443\u0458\u0435\u0442\u0435 \u0432\u0438\u0448\u0435<\/strong> . \u0410 \u043f\u043e\u0448\u0442\u043e \u0431\u043e\u0459\u0435 \u043e\u0431\u0440\u0430\u0437\u043e\u0432\u0430\u045a\u0435 \u0438\u043b\u0438 \u043c\u043d\u043e\u0433\u043e \u0438\u0441\u043a\u0443\u0441\u0442\u0432\u0430 \u043d\u0435 \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0430 \u0441\u0442\u0435\u043a\u043d\u0435\u0442\u0435 \u0437\u0430 \u043a\u0440\u0430\u0442\u043a\u043e \u0432\u0440\u0435\u043c\u0435, \u043d\u0430\u0458\u0431\u043e\u0459\u0438 \u043d\u0430\u0447\u0438\u043d \u0458\u0435 \u0434\u0430 \u0442\u0440\u0430\u0436\u0438\u0442\u0435 \u043f\u043e\u0441\u0430\u043e \u0443 \u0437\u0435\u043c\u0459\u0438 \u0443 \u043a\u043e\u0458\u043e\u0458 \u0441\u0443 \u043f\u043b\u0430\u0442\u0435 \u0432\u0435\u045b\u0435. \u0421 \u0434\u0440\u0443\u0433\u0435 \u0441\u0442\u0440\u0430\u043d\u0435, \u0442\u043e \u0458\u0435 \u043b\u0430\u043a\u0448\u0435 \u0440\u0435\u045b\u0438 \u043d\u0435\u0433\u043e \u0443\u0447\u0438\u043d\u0438\u0442\u0438. \u041d\u0435 \u043c\u043e\u0436\u0435 \u0441\u0432\u0430\u043a\u043e \u0441\u0430\u043c\u043e \u0434\u0430 \u0441\u043f\u0430\u043a\u0443\u0458\u0435 \u043a\u043e\u0444\u0435\u0440, \u043f\u043b\u0430\u0442\u0438 \u043f\u0443\u0442 \u0434\u0430\u043b\u0435\u043a\u043e, \u043f\u043b\u0430\u0442\u0438 \u043a\u0438\u0440\u0438\u0458\u0443 \u0438 \u0438\u0437\u0434\u0440\u0436\u0430\u0432\u0430 \u0441\u0435 \u0434\u043e\u043a \u043d\u0430\u0452\u0443 \u043f\u043e\u0441\u0430\u043e \u0438 \u0431\u0443\u0434\u0443 \u043f\u043b\u0430\u045b\u0435\u043d\u0438.<\/p>\n\n<p>\u0410\u043b\u0438 \u0447\u0430\u043a \u0438 \u0430\u043a\u043e \u043d\u0435 \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0430 \u043f\u0440\u0438\u0443\u0448\u0442\u0438\u0442\u0435 \u0441\u0432\u0435 \u0441\u0442\u0432\u0430\u0440\u0438 \u043a\u043e\u0458\u0435 \u0441\u043c\u043e \u0441\u043f\u043e\u043c\u0435\u043d\u0443\u043b\u0438, <a href=\"https:\/\/atena.org\">\u0410\u0442\u0435\u043d\u0430<\/a> \u0432\u0430\u043c \u043c\u043e\u0436\u0435 \u043f\u043e\u043c\u043e\u045b\u0438! <strong>\u041d\u0430\u045b\u0438 \u045b\u0435\u043c\u043e \u0432\u0430\u043c \u043f\u043e\u0441\u0430\u043e<\/strong> , <strong>\u043f\u043b\u0430\u0442\u0438\u0442\u0438 \u043f\u0443\u0442<\/strong> \u0443\u043d\u0430\u043f\u0440\u0435\u0434 \u0438 \u0438\u0437\u0430\u0431\u0440\u0430\u0442\u0438 \u043f\u043e\u0437\u0438\u0446\u0438\u0458\u0443<em> <\/em>\u0441\u0430 <strong>\u043e\u0431\u0435\u0437\u0431\u0435\u0452\u0435\u043d\u0438\u043c \u0441\u043c\u0435\u0448\u0442\u0430\u0458\u0435\u043c<\/strong> ! <a href=\"https:\/\/atena.org\">\u0410\u0442\u0435\u043d\u0430<\/a> \u045b\u0435 \u0432\u0430\u043c \u043f\u043e\u043c\u043e\u045b\u0438 \u0438 \u0441\u0430 \u0441\u0432\u0438\u043c \u043f\u043e\u0442\u0440\u0435\u0431\u043d\u0438\u043c \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0438\u043c\u0430 \u0438 \u0431\u0438\u045b\u0435 \u0432\u0430\u043c \u043d\u0430 \u0440\u0430\u0441\u043f\u043e\u043b\u0430\u0433\u0430\u045a\u0443 \u0443 \u0441\u0432\u0430\u043a\u043e\u043c \u0442\u0440\u0435\u043d\u0443\u0442\u043a\u0443 \u0442\u043e\u043a\u043e\u043c \u0432\u0430\u0448\u0435\u0433 \u0431\u043e\u0440\u0430\u0432\u043a\u0430 \u0443 \u0438\u043d\u043e\u0441\u0442\u0440\u0430\u043d\u0441\u0442\u0432\u0443. \u0410 \u043d\u0430\u0458\u0431\u043e\u0459\u0435 \u0458\u0435 \u0442\u043e \u0448\u0442\u043e \u043a\u0430\u0434\u0430 \u043e\u0434\u0435\u0442\u0435, \u0441\u0432\u043e\u0458\u0443 \u0438\u043c\u043e\u0432\u0438\u043d\u0443 \u043c\u043e\u0436\u0435\u0442\u0435 \u0438\u0437\u043d\u0430\u0458\u043c\u0438\u0442\u0438 \u043a\u043e\u0434 \u043a\u0443\u045b\u0435 \u2013 \u043d\u0435\u043a\u043e \u0434\u0440\u0443\u0433\u0438 \u045b\u0435 \u0432\u0430\u043c \u043f\u043b\u0430\u0442\u0438\u0442\u0438 \u0445\u0438\u043f\u043e\u0442\u0435\u043a\u0443 \u0434\u043e\u043a \u0432\u0438 \u0437\u0430\u0440\u0430\u0452\u0443\u0458\u0435\u0442\u0435 \u0434\u0432\u0430 \u0434\u043e \u0442\u0440\u0438 \u043f\u0443\u0442\u0430 \u0432\u0438\u0448\u0435 \u043d\u0435\u0433\u043e \u0448\u0442\u043e \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0430 \u0437\u0430\u0440\u0430\u0434\u0438\u0442\u0435 \u043a\u043e\u0434 \u043a\u0443\u045b\u0435.<\/p>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u041a\u0430\u043c\u0430\u0442\u0435 \u0441\u0443, \u043a\u0430\u043e \u0438 \u0446\u0435\u043d\u0435 \u043c\u043d\u043e\u0433\u0438\u0445 \u0434\u0440\u0443\u0433\u0438\u0445 \u0441\u0442\u0432\u0430\u0440\u0438, \u043f\u043e\u0440\u0430\u0441\u043b\u0435. \u0412\u0430\u0448\u0430 \u0445\u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u0431\u0438 \u0441\u0430\u0434\u0430 \u043c\u043e\u0433\u043b\u0430 \u0431\u0438\u0442\u0438 \u0434\u0443\u043f\u043b\u043e \u0441\u043a\u0443\u043f\u0459\u0430. \u0418 \u043a\u043e\u043b\u0438\u043a\u043e \u0433\u043e\u0434 \u0437\u0432\u0443\u0447\u0430\u043b\u043e \u043d\u0435\u043c\u043e\u0433\u0443\u045b\u0435, \u043f\u043e\u0441\u0442\u043e\u0458\u0438 \u043d\u0430\u0447\u0438\u043d \u043d\u0430 \u043a\u043e\u0458\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0434\u0430 \u0438\u0437\u0432\u0440\u0448\u0438\u0442\u0435 \u0441\u0432\u043e\u0458\u0430 \u043f\u043b\u0430\u045b\u0430\u045a\u0430, \u0430 \u0434\u0430 \u0438 \u0434\u0430\u0459\u0435 \u0437\u0430\u0434\u0440\u0436\u0438\u0442\u0435 \u0441\u0432\u043e\u0458 \u0436\u0438\u0432\u043e\u0442\u043d\u0438 \u0441\u0442\u0438\u043b.<\/p>\n","protected":false},"author":20,"featured_media":201525,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[109],"tags":[],"acf":{"facebookpost":"\u041a\u0430\u043e \u0440\u0435\u0437\u0443\u043b\u0442\u0430\u0442 \u043d\u0435\u0434\u0430\u0432\u043d\u0438\u0445 \u0434\u043e\u0433\u0430\u0452\u0430\u0458\u0430, \u0446\u0435\u043d\u0435 \u043c\u043d\u043e\u0433\u0438\u0445 \u0441\u0442\u0432\u0430\u0440\u0438 \u0441\u0443 \u043d\u0430\u0433\u043b\u043e \u043f\u043e\u0440\u0430\u0441\u043b\u0435. \u041a\u0430\u043c\u0430\u0442\u0435 \u0441\u0443 \u0442\u0430\u043a\u043e\u0452\u0435 \u043f\u043e\u0440\u0430\u0441\u043b\u0435 ???. \u0423 \u043d\u0435\u043a\u0438\u043c \u0437\u0435\u043c\u0459\u0430\u043c\u0430 \u0445\u0438\u043f\u043e\u0442\u0435\u043a\u0430 \u043a\u043e\u0458\u0430 \u0458\u0435 \u043d\u0435\u043a\u0430\u0434\u0430 \u043a\u043e\u0448\u0442\u0430\u043b\u0430 400 \u0435\u0432\u0440\u0430 \u043c\u0435\u0441\u0435\u0447\u043d\u043e \u0441\u0430\u0434\u0430 \u043a\u043e\u0448\u0442\u0430 \u0432\u0438\u0448\u0435 \u043e\u0434 900 \u0435\u0432\u0440\u0430! \u041a\u0430\u043a\u043e \u0458\u043e\u0448 \u0443\u0432\u0435\u043a \u043c\u043e\u0436\u0435\u0442\u0435 \u043f\u0440\u0438\u0443\u0448\u0442\u0438\u0442\u0438 \u0434\u0430 \u043f\u043b\u0430\u0442\u0438\u0442\u0435? \u041f\u043e\u0441\u0442\u043e\u0458\u0438 \u043b\u0438 \u043d\u0430\u0447\u0438\u043d \u0434\u0430 \u043e\u0434\u0440\u0436\u0438\u0442\u0435 \u0441\u0432\u043e\u0458 \u0436\u0438\u0432\u043e\u0442\u043d\u0438 \u0441\u0442\u0438\u043b? \u0421\u0430\u0437\u043d\u0430\u0458\u0442\u0435 \u043e\u0432\u0434\u0435.  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